Identifying what’s most important to you

As we head through life, our financial ambitions naturally evolve and change along with our circumstances. Although there’s a huge financial services industry built upon providing the financial products we all need to meet our financial ambitions, the reality is that very few of us have either the time or the specialist knowledge required to make the most of these products. This means that, over the course of our lives, most of us will need the services of a financial adviser.

Our job is to analyse your finances and to inform you of where the greatest risks to your security might lie. Our job is to identify what’s most important to you in life and to protect those things while helping you to build up savings in the most tax efficient way to meet your unique financial ambitions.

Source: Redefining Retirement Survey

The Old Mutual Redefining Retirement Survey 2015 found that the average retirement income for those that took regular financial advice and who had a clear investment target was more than 50% higher than the average income for those who did not take regular advice.

Source: Morningstar 2013 Study

A 2013 US study by Morningstar found that financial planning advice can add almost a third to the value of retirement wealth.

Source: ILC-UK and Royal London think tank

A 2017 report from think tank ILC-UK and Royal London has calculated advised clients are better off by a total of £41,099 in financial assets and pension wealth compared to those who did not take advice.